So after much thought, we have worked out the "penalty" side of this challenge - aka the money-raising side of it. Whoever doesn't meet each 2 week weight loss goal will have to pay the pot $1 for each lb not lost - i.e., if the goal is 12lbs, and I only lose 7lbs, I will then have to put $5 dollars into the pot, but if Mom loses 10lbs, she'll only have to put in $2.
We're going tomorrow to open a bank account for this venture - we sold a TV this week that had been given to us for free, so that money ($75) is our "seed" money for the bank account. We decided to go with a bank account so that none of us would be tempted to spend the money (which would be a big temptation if it were just sitting around the house somewhere!)
Henceforth we shall be putting money in (on an honor basis - no-one's going to be checking to see whether we're keeping our word & putting it in!) every couple of weeks. At the end of the challenge, the money will be used to buy an animal through Heifer International (see the link on the right) for a 3rd world family -thus helping someone else to benefit from our loss!
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